Alston & BirdยทREAL ESTATE / CMBS

FHA Letter 2026-11 Sets Credit Score Methodology for FICO 10T, VantageScore 4.0

FHA's reported October 2026 Mortgagee Letter revises the Minimum Decision Credit Score methodology to accommodate FICO 10T and VantageScore 4.0, affecting lender underwriting and compliance.

fha-mortgagecredit-scoringfico-10tvantagescoremortgage-lendinghudmortgagee-letter

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